The Association provides liability insurance coverage for all Managers, Coaches, Players, Umpires, League Volunteers and other Association Officials. Limits of Liability are $1,000,000 per occurrence and $2,000,000 general aggregate.
The group accident insurance provides coverage while participating in Association sanctioned events only, up to $250,000 per occurrence. This coverage is provided on a primary basis. There is no requirement that an injury be reported through personal health insurance for these benefits to apply.
Coverage is provided while participating in scheduled games, tournament games, or any league approved activity.
WARNING: Insurance does not replace safety. Protective equipment should be worn by all participants. This cannot prevent all injuries a player might receive while participating in Baseball, but can help reduce the frequency and severity of injury.
What parents should know about Babe Ruth Insurance.
The insurance program underwritten by K&K Insurance is exclusively provided to Babe Ruth affiliates. The group accident policy is primary coverage for incidents that may arise during Association sanctioned events. This coverage is provided at the expense of the Association. Individual members make no premium payments. A $100.00 deductible must be met before benefits can be received.
If a claim should occur, please report this claim to the Insurance Director, Rich Duthie, and both a claim form and a safety incident report must be completed.
Please remember to report all claims promptly to avoid any chance of a claim denial base upon a failure to report in a timely fashion. This can also impede the claims payment process.